Wednesday, July 16, 2008


So, another day, another set of harassing calls. This time the number was:

408-587-2192

If you're starting to notice a theme here, you're not the only one. All five of the various numbers that have called me are from California. What gives? I thought Luebke Baker and Associates was just a peaceful little Peoria, IL debt collection agency - at least, that's what one of their "associates" told me.

The various numbers do put an interesting spin on things -- they've got me thinking. Where is Luebke Baker and Associates finding their solicitors? Why might Luebke Baker and Associates be interested in trying so hard to make sure their calls are from a variety of areas codes from unknown numbers? Is there something Luebke Baker and Associates doesn't want us to know about their harassment scheme?

My initial guess is that the callers are hired through advertisements that promote positions which "Pay hundreds of dollars a week just for sitting at home!" I'm going to get to the bottom of this, we'll just see if my hypothesis prevails.

There are three important steps in fighting abusive debt collectors:

1. Send the debt collector a letter stating the collector's liability under the Fair Debt Collection Practices Act, 15 U.S.C. § 1692, and requesting written contact outlining the claimed debt liability of the consumer.

2. Contact your state's attorney general via his or her website and submit a consumer complaint.

3. Contact the Federal Trade Commission.

1 comments:

Anonymous said...

i used to work for lba they are a scam they pay 9$ per hour and use an automated dialer system that dials your number all day until pick up the phone.managers scream and yell at people who arent producing collections and constantly threaten to take away your employment,and bounus's.they would have you set up post dated checks with consumers and then would run the checks two weeks early and then when the consumer calls back for a refund the rule of thumb at lba is we wont refund anyone unless they call back a third time.there were time periods in 2006/2007/2008 were lba contacted consumers illeagaly in arkansas,conneticut,colorado,and arizona were lba has never been licensed to collect debt in.the employees that contacted consumers were labeled by management as special state reps lol.lba has collected debt on cms/cross media in 2000/2001/2002/2003/2005/2006/2007/2008.the had reps labeled by management as consolidated reps.they were told to politly contact these cms consumers.if the consumer would question the debt or rebutal the reps were told to delete the account.as an employee of lba you were told that these people owe this money no questions asked so no matter what the consumer disputes they were lying.to hear a manager (your boss)yell out I DONT CARE WHAT YOU HAVE TO DO BUT YOU BETTER MAKE THEM PAY!was an all day thing.lba in my mind is a non-valid debt collection sweat shop!